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Michelle ZafirisLoan Officer
Over 25 years ago, my husband and I relocated from the Silicon Valley to Portland because we wanted to purchase a home. As young graduate students, we knew money would be tight and there would be loans to pay but we didn’t want to delay this important investment. So we deferred our studies for one year, saved as much money as we could, and by the end of that year had purchased our first home. I’ll never forget the excitement of walking through the front door of my own home for the first time.
It was one of the best decisions we ever made. Unlike rent, our mortgage payment didn’t increase each year. We had some tax write-offs that allowed us to keep more of our income. We could paint, make improvements, and own a dog without having to clear it with a landlord. Over time, the home appreciated in value and enabled us to purchase a larger home for our family, which grew to include three children.
Real estate has since become more than just a means to own a home – it became an investment opportunity. I spent several years purchasing properties for myself and on behalf of family members. They typically required a lot of work and I enjoyed remodeling them and creating new spaces to rent to others. This work provides important supplemental income for my family. Real estate is my passion, whether for the purchase of your own home or for investment.
So this is my story. Now I want to help you write yours.